Curriculum Banking
Banking
Accounts, interest, and how to make a bank work for you instead of the other way around.
- Banking 101: Accounts, Interest and Safety How bank accounts work, why banks pay you interest, and what keeps your money safe. 📄 Read-aloud
- Choosing a Bank Account The fees, features and fine print worth checking before you open an account. 📄 Read-aloud
- Checks, Transfers and Moving Money The main ways money moves between accounts, and how long each one actually takes. 📄 Read-aloud
- Banking: Checkpoint 1 Covers how banks work, choosing an account, and moving money between accounts. 5 questions
- Understanding Bank Statements How to actually read a bank statement, and why checking it regularly catches problems early. 📄 Read-aloud
- ATMs and Cash Access How ATM networks and fees work, and how to avoid paying to reach your own money. 📄 Read-aloud
- Joint Accounts and Beneficiaries What it actually means to share a bank account with someone, and why naming a beneficiary matters. 📄 Read-aloud
- Banking: Checkpoint 2 Covers checks and transfers, reading statements, ATMs, and joint accounts. 5 questions
- Online and Mobile Banking Safely The habits that make banking apps convenient without making your account an easy target. 📄 Read-aloud
- What Happens When a Bank Fails Why deposit insurance exists, what it actually covers, and what happens to your money if a bank collapses. 📄 Read-aloud
- Certificates of Deposit and Money Market Accounts Two savings tools that trade some flexibility for a better interest rate. 📄 Read-aloud
- Banking: Checkpoint 3 Covers mobile banking security, bank failures, and CDs vs money market accounts. 5 questions
- International Banking and Remittances How sending money across borders works, and why the fees are often larger than they look. 📄 Read-aloud
- Overdraft Fees and How to Avoid Them What an overdraft fee actually is, why it costs so much for such a small mistake, and the simple habits that prevent it. 📄 Read-aloud
- Credit Unions vs. Banks How credit unions differ from traditional banks in ownership, fees and access - and what that means for choosing where to keep your money. 📄 Read-aloud
- How Central Banks Set Interest Rates - and Why It Matters to Your Savings The chain of events that connects a central bank's decision to the interest rate your savings account actually pays. 📄 Read-aloud
- The Economics of Bank Runs Why a bank run can happen even to a fundamentally healthy bank, and why that self-fulfilling risk is exactly what deposit insurance was built to stop. 📄 Read-aloud
- Neobanks vs. Traditional Banks How digital-only banks keep costs low enough to offer better rates and fewer fees, and what depositors give up in the tradeoff. 📄 Read-aloud
- Bank Fees Beyond Overdraft: What You're Really Paying For A tour of the fees banks charge beyond overdraft, and why understanding them can save meaningful money over time. 📄 Read-aloud
- The Economics of Bank Mergers and Consolidation Why the number of banks keeps shrinking, and what merging into fewer, larger banks means for customers. 📄 Read-aloud
- Deposit Insurance: How FDIC Protection Actually Works What FDIC insurance actually covers, its coverage limits, and why it exists in the first place. 📄 Read-aloud
- KYC: Why Banks Ask Who You Are Why banks must verify customers' identities before opening accounts, how KYC works in India, and the trade-off between security and access. 📄 Read-aloud
- How Banks Make Money: The Net Interest Margin How banks earn profits from the gap between lending and deposit rates, plus fees, and why interest rate changes affect bank profits. 📄 Read-aloud
- Fixed Deposits and Recurring Deposits Explained How fixed and recurring deposits work, how interest is calculated, and when they make sense compared with other savings options. 📄 Read-aloud
- Cheque Bounces and Section 138 What happens legally and financially when a cheque bounces in India, and why cheque bounce cases clog the courts. 📄 Read-aloud