Credit Scores in India
Credit Scores: Recap
A recap of how credit scores work and how to keep yours healthy.
This lesson reviews the module.
Basics
A score summarises repayment behaviour.
Habits
Pay on time, keep balances low and borrow sensibly.
Checks
Review your report yearly and fix errors.
Rights
Know disclosure and grievance rules.
A habit set
Set auto-pay for at least the due amount and check the report each year.
Focusing only on the number
Behaviour behind it matters.
Key takeaways
- Scores reflect behaviour.
- Habits improve them.
- Check reports.
- Know your rights.
No recording for this one yet - EconReader can read it aloud for you.