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The Economy of Cuba

The Dual Currency and the 2021 Monetary Reform

For decades, Cuba had two currencies, the peso for locals and the convertible peso for tourists, and it abolished the dual system in 2021, triggering inflation.

A complex system unwound.

Two currencies

The convertible peso (CUC) was worth about a dollar, and the peso (CUP) much less.

Distortion

Firms used different exchange rates, hiding losses.

Unification

In January 2021, the CUC was abolished and the peso devalued.

Result

Prices soared and a black market for dollars grew.

Two rates

A state firm could report profits at one exchange rate and losses at another.

Assuming currency unification alone fixes distortions

Supply constraints remained.

Key takeaways
  • Cuba had two currencies.
  • They were unified in 2021.
  • Inflation rose.
  • A parallel market emerged.
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