Digital Government in India: Checkpoint 1

Quick checkpoint - five questions on JAM, Aadhaar, Jan Dhan, DBT and exclusion errors.

Question 1 of 5 What does JAM stand for?

Jobs, Agriculture, Manufacturing Jan Dhan, Aadhaar, Mobile Justice, Accountability, Markets Joint Accounts Management

Together they enable direct transfers to verified bank accounts.

Question 2 of 5 What did the Supreme Court decide about Aadhaar in 2018?

It was banned entirely It was upheld for welfare and taxes, but mandatory private use was struck down It became mandatory for everything It was replaced by passports

The ruling followed the 2017 recognition of privacy as a fundamental right.

Question 3 of 5 Roughly how many Jan Dhan accounts have been opened?

5 crore Over 50 crore 500 crore None

It is one of the largest financial inclusion efforts in history.

Question 4 of 5 Why are some DBT savings claims debated?

DBT doesn't use bank accounts Some savings reflected price changes or possible exclusion of genuine beneficiaries DBT is illegal There were no claims

Independent studies find real but varying reductions in leakage.

Question 5 of 5 What did the Jharkhand biometric ration study find?

Leakage disappeared No significant leakage reduction and higher costs for beneficiaries Rations doubled Nobody used ration shops

Authentication failures raised transaction costs and excluded some households.

← Back to DigiLocker and Paperless Government Next lesson → Digital Health IDs and the Ayushman Bharat Digital Mission

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