Cashless Treatment for Accident Victims

How India's 2025 scheme provides cashless treatment up to ₹1.5 lakh for road accident victims for seven days, and why removing payment barriers saves lives.

India launched cashless treatment for road accident victims.

The scheme

Notified in May 2025, it provides cashless treatment up to ₹1.5 lakh per victim for up to seven days after an accident.

Coverage

It applies to accidents involving motor vehicles on any road, at designated hospitals.

Why

Families often lacked cash to pay hospitals in the golden hour.

Funding

Costs are covered through the Motor Vehicle Accident Fund.

Pilot

A pilot ran in Chandigarh and other states in 2024.

Economics

Removing payment barriers speeds treatment.

The cashless admission

An accident victim is admitted and treated immediately without the family paying upfront.

Thinking victims must pay first

The 2025 scheme offers cashless treatment.

Key takeaways

The 2025 scheme covers up to ₹1.5 lakh.
It lasts seven days.
It removes payment barriers.
A pilot ran in 2024.