Curriculum Financial Wellbeing
Financial Wellbeing
Money is not only numbers - it is feelings, habits and relationships. Learn what financial wellbeing means, how money affects mental health, and practical ways to feel more secure and in control.
- What Is Financial Wellbeing? Why financial wellbeing is about security and freedom of choice rather than just income, and the four elements researchers use to measure it. 📄 Read-aloud
- Money and Mental Health: A Two-Way Street How financial problems can harm mental health, how mental health difficulties can make money harder to manage, and practical ways to break the cycle. 📄 Read-aloud
- Money Scripts: The Beliefs We Grow Up With How unconscious beliefs about money, often learned in childhood, shape our spending and saving, and how to recognise and rewrite them. 📄 Read-aloud
- Lifestyle Creep: When Raises Disappear Why spending tends to rise with every pay increase, leaving people no better off, and simple ways to capture raises for savings and goals. 📄 Read-aloud
- Financial Resilience: More Than an Emergency Fund The many layers that help households bounce back from shocks, including savings, insurance, skills, multiple income sources and support networks. 📄 Read-aloud
- Lending Money to Friends and Family How to handle requests for loans from people you care about, protecting both your finances and your relationships. 📄 Read-aloud
- Financial Wellbeing: Checkpoint 1 Quick checkpoint - five questions on financial wellbeing, mental health, money scripts, lifestyle creep and lending to friends. 5 questions
- Couples and Money: Joint, Separate or Both? How couples can organise shared finances, talk about differences in money habits, and avoid the money conflicts that strain many relationships. 📄 Read-aloud
- Social Media, FOMO and Spending Pressure How curated feeds, influencer marketing and fear of missing out push people to spend more, and how to protect your wallet online. 📄 Read-aloud
- The Ostrich Effect: Why We Avoid Looking at Money Why people avoid checking bank balances and bills when news might be bad, and simple ways to face finances without dread. 📄 Read-aloud
- Money Shame and Asking for Help Why shame keeps people from seeking help with money problems, and where to find trustworthy free or low-cost advice in India. 📄 Read-aloud
- Defining "Enough" Why having a personal idea of "enough" can bring more satisfaction than endless striving, and how to set your own financial finish line. 📄 Read-aloud
- Your Financial Wellbeing Check-Up A simple yearly self-check covering control, resilience, goals, freedom, relationships and feelings about money, bringing together the ideas in this module. 📄 Read-aloud