Curriculum Fintech & Digital Money

Fintech & Digital Money

Payment apps, digital wallets, and staying safe when money moves through a screen.

What Is Fintech? The everyday technology that's quietly replaced how most people interact with money. 📄 Read-aloud
Digital Wallets and Payment Apps How a digital wallet actually works, and where your money really sits when you use one. 📄 Read-aloud
Peer-to-Peer Payments: Venmo, Zelle and Friends How instant person-to-person payment apps work, and why they're much harder to reverse than a bank transfer. 📄 Read-aloud
Fintech & Digital Money: Checkpoint 1 Covers what fintech is, digital wallets, and peer-to-peer payment apps. 5 questions
Contactless Payments and Card Security How tap-to-pay technology actually protects you, and the habits that keep it that way. 📄 Read-aloud
Buy Now, Pay Later: Convenience or Trap? How installment-payment services actually work, and the ways they can quietly resemble the debt problems covered earlier in this curriculum. 📄 Read-aloud
Cryptocurrency Basics A plain, non-hype explanation of what cryptocurrency actually is and the real risks involved. 📄 Read-aloud
Fintech & Digital Money: Checkpoint 2 Covers contactless payments, buy now pay later, and cryptocurrency basics. 5 questions
Robo-Advisors: Investing on Autopilot How automated investing platforms work, what they're good at, and their real limits. 📄 Read-aloud
Protecting Yourself from Digital Fraud The most common digital fraud patterns targeting everyday users, and concrete ways to guard against them. 📄 Read-aloud
Two-Factor Authentication and Account Security Why a password alone isn't enough anymore, and how a second layer of verification actually protects you. 📄 Read-aloud
Fintech & Digital Money: Checkpoint 3 Covers robo-advisors, digital fraud protection, and two-factor authentication. 5 questions
The Future of Cashless Societies What it would actually mean for cash to disappear, and who benefits and who's left out. 📄 Read-aloud
Neobanks: Banking Without Branches How app-only banks work, what makes them cheaper, and what you give up compared to a traditional bank. 📄 Read-aloud
Open Banking and Data Sharing How financial apps get permission to see your bank data - and the security tradeoffs that come with it. 📄 Read-aloud
The Economics of Payment Processors Why a small fee gets taken out of nearly every card purchase, and who actually receives that money. 📄 Read-aloud
Stablecoins: The Economics of Crypto Pegged to Cash How stablecoins try to combine cryptocurrency technology with a stable, predictable value. 📄 Read-aloud
The Economics of Remittances How money sent home by people working abroad became a major economic force, and how fintech is reshaping it. 📄 Read-aloud
Embedded Finance: When Non-Banks Offer Banking How ordinary companies started offering loans, cards, and accounts without becoming banks themselves, and why. 📄 Read-aloud
The Economics of Credit Scoring Algorithms in Fintech How fintech lenders use alternative data to assess credit risk, and what that means for people traditional scoring overlooks. 📄 Read-aloud
Central Bank Digital Currencies Explained What a central bank digital currency actually is, how it differs from existing digital money, and why countries are exploring them. 📄 Read-aloud
Account Aggregators: Sharing Your Financial Data Safely How India's Account Aggregator framework lets people share financial data with consent to get loans and services, and the safeguards involved. 📄 Read-aloud
Insurtech: Technology in Insurance How technology is changing how insurance is sold, priced and claimed, from app-based policies to usage-based motor insurance. 📄 Read-aloud
Card Tokenisation: Protecting Card Details Online How replacing card numbers with tokens makes online payments safer, and why India required tokenisation from 2022. 📄 Read-aloud
Credit on UPI: Borrowing at the Tap of a QR Code How India allowed credit cards and pre-approved credit lines to work through UPI, why this could expand access to credit, and the risks for borrowers. 📄 Read-aloud