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The Gig Economy in India

Safety, Insurance and Health

Gig workers face road accidents, extreme weather and health risks, and often have little insurance coverage.

Working outdoors on two wheels carries real risk.

Road accidents

Delivery riders face pressure to meet timelines, raising accident risk.

Weather

Heat waves and heavy rain make work dangerous.

Insurance

Some platforms offer limited accident cover, but coverage is often narrow.

Rest and toilets

Lack of rest spaces and facilities is a common complaint.

A heat wave

During peak summer, riders continue working because a day off means lost income.

Thinking flexibility removes risk

Workers who need income cannot always stop.

Key takeaways
  • Riders face accident risks.
  • Weather adds danger.
  • Insurance is limited.
  • Facilities are lacking.
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