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Health Insurance and Ayushman Bharat

Health Insurance and Ayushman Bharat: Recap

A recap of India's health financing challenges and reforms.

This lesson reviews the module.

Problem

High out-of-pocket spending impoverishes families.

Response

PM-JAY, social insurance and private plans.

Gaps

Outpatient costs, awareness, quality and the missing middle.

Future

Higher public spending and stronger primary care.

Checking your cover

Know your coverage, exclusions and how to claim.

Assuming you're covered without checking

Verify your policy.

Key takeaways
  • Health shocks are costly.
  • PM-JAY covers hospitalisation.
  • Gaps remain.
  • Primary care and spending must grow.
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