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Curriculum Healthcare Economics

Healthcare Economics

How markets, insurance, and policy shape the cost and availability of medical care.

  1. Why Healthcare Markets Don't Work Like Other Markets The features that make healthcare a textbook case of market failure - and why ordinary supply and demand doesn't apply cleanly. 📄 Read-aloud
  2. How Health Insurance Premiums Are Actually Set The math insurers use to turn unpredictable individual medical costs into a predictable monthly bill. 📄 Read-aloud
  3. The Real Reason Prescription Drugs Cost So Much Patents, research costs, and negotiating power all play a role in drug pricing - and none of them is the whole story. 📄 Read-aloud
  4. Hospital Pricing and the Mystery of the Chargemaster Why the sticker price on a hospital bill almost never matches what anyone actually pays. 📄 Read-aloud
  5. Healthcare Economics: Checkpoint 1 Covers why healthcare markets behave differently, how premiums are set, drug pricing, and hospital chargemasters. 5 questions
  6. Universal Healthcare Systems Around the World A tour of the main ways countries organize universal coverage, and the trade-offs baked into each model. 📄 Read-aloud
  7. Moral Hazard in Healthcare: Why Insurance Changes Behavior Why having insurance can quietly change how much healthcare people use, and how insurers try to manage it. 📄 Read-aloud
  8. The Economics of Preventive Care Why cheap checkups today can prevent far more expensive emergencies later, and why that logic doesn't always play out as neatly as it sounds. 📄 Read-aloud
  9. Why Healthcare Costs Keep Rising Faster Than Inflation Medical technology, an aging population, and administrative complexity all push healthcare spending up faster than prices in general. 📄 Read-aloud
  10. Healthcare Economics: Checkpoint 2 Covers universal healthcare systems, moral hazard, preventive care economics, and why healthcare costs rise faster than inflation. 5 questions
  11. Medical Debt and Its Ripple Effects How a single unexpected medical bill can cascade into credit damage, delayed care, and broader financial instability. 📄 Read-aloud
  12. The Economics of an Aging Population's Healthcare Needs Why a growing share of older residents reshapes healthcare spending, workforce needs, and how systems are funded. 📄 Read-aloud
  13. Generic Drugs and the Economics of Patents What happens to price and competition the moment a drug's patent exclusivity expires. 📄 Read-aloud
  14. Telemedicine and the Changing Cost of Care How remote consultations are reshaping healthcare's cost structure, access, and some of the market failures covered earlier in this module. 📄 Read-aloud
  15. Healthcare Economics: Checkpoint 3 Covers medical debt, an aging population's healthcare needs, generic drugs and patents, and telemedicine's changing cost structure. 5 questions
  16. Hospital Mergers and the Economics of Consolidation Why hospitals keep merging into larger systems, and why the promised savings don't reliably reach patients. 📄 Read-aloud
  17. Defensive Medicine and the Economics of Malpractice How the threat of a malpractice lawsuit shapes which tests and treatments doctors order, and at what cost. 📄 Read-aloud
  18. Health Savings Accounts and Consumer-Directed Care The economic theory behind letting patients shop with their own money for care, and where that theory runs into trouble. 📄 Read-aloud
  19. Vaccines and the Economics of Herd Immunity Why vaccination has effects on other people beyond the person vaccinated, and what that means for how it should be priced and encouraged. 📄 Read-aloud
  20. Value-Based Care: Paying for Outcomes, Not Procedures A shift in how healthcare providers are paid, from rewarding the volume of services delivered to rewarding patient outcomes. 📄 Read-aloud
  21. The Economics of Physician Shortages Why many regions and specialties face doctor shortages despite high demand and high pay, and what economics says about why. 📄 Read-aloud
  22. Health Insurance Exchanges and the ACA Marketplace How the US built a regulated marketplace for individual health insurance, and the economic problems it was designed to address. 📄 Read-aloud
  23. Ayushman Bharat PM-JAY How India's large public health insurance scheme pays for hospital care for poorer families, what it covers, and what evidence shows. 📄 Read-aloud
  24. The Economics of Organ Donation Why there is a severe shortage of donated organs, the debate over incentives and payment, and policies like opt-out systems that aim to increase donation. 📄 Read-aloud
  25. Out-of-Pocket Health Spending in India Why Indian households pay a large share of health costs directly, how this pushes families into poverty, and how the share has been changing. 📄 Read-aloud
  26. Jan Aushadhi: Cheap Generic Medicines for All How India's network of government-backed generic medicine stores sells medicines far below branded prices, and the challenges of trust and quality. 📄 Read-aloud

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