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The Informal Economy and Street Vendors

Pathways to Formalisation

Simplified registration, social security and credit can gradually help informal workers become formal without losing their livelihoods.

Policy tries to move workers into the formal system.

Simple registration

Online systems like Udyam registration make it easier for small firms to register.

Social security

Schemes like e-Shram help register workers for benefits.

Carrots not sticks

Benefits such as credit and insurance encourage formalisation more than penalties.

Caution

Forcing formalisation too quickly can kill small businesses.

A registered stall

After registering, a vendor gains access to a loan that was earlier unavailable.

Punishing informality

It can drive people into worse conditions.

Key takeaways
  • Simple registration helps.
  • Benefits encourage formalisation.
  • e-Shram registers workers.
  • Speed must be balanced.
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