Curriculum Money for Students
Money for Students
Practical money skills for school and college students in India - bank accounts for minors, education loans and PM Vidyalaxmi, hostel budgets, stipends and taxes, first cards, finding scholarships, studying abroad, gadget spending, money traps, investing early and your first tax return.
- Your First Money Decisions as a Student How students can start managing money well, from pocket money and a first bank account to tracking spending and setting small goals. 📄 Read-aloud
- Education Loans in India How education loans work in India, including collateral rules, interest subsidies, the PM Vidyalaxmi scheme and the tax deduction on loan interest. 📄 Read-aloud
- Budgeting for College and Hostel Life How to plan a monthly budget when living away from home for college, including rent, food, transport and the hidden costs that catch students out. 📄 Read-aloud
- Stipends, Part-Time Work and Taxes How students can earn through internships, tutoring and part-time jobs, and how scholarships, stipends and earnings are treated for tax. 📄 Read-aloud
- Your First Debit and Credit Card How debit and credit cards differ, how students can get a first credit card, and how to use cards to build a good credit history without falling into debt. 📄 Read-aloud
- Finding Scholarships and Financial Aid Where Indian students can find scholarships beyond top ranks - government portals, state schemes, private foundations and colleges - and how to apply successfully. 📄 Read-aloud
- Money for Students: Checkpoint 1 Quick checkpoint - five questions on student money habits, education loans, budgeting, stipends and first cards. 5 questions
- The Real Cost of Studying Abroad How to estimate the full cost of studying abroad, including tuition, living costs, currency risk, remittance rules and the return on investment. 📄 Read-aloud
- Buying Laptops and Phones Wisely How students can choose gadgets that fit their needs and budgets, compare new, refurbished and EMI options, and avoid overspending on status. 📄 Read-aloud
- Money Traps That Target Students The scams and risky products that often target young people - illegal loan apps, betting and gaming, pyramid schemes, fake jobs and investment frauds - and how to avoid them. 📄 Read-aloud
- Starting to Invest as a Student Why starting to invest small amounts early makes a big difference through compounding, and simple, low-risk ways students can begin. 📄 Read-aloud
- Your First Income Tax Return When students and young earners need to file an income tax return in India, why filing can help even with low income, and the basic steps involved. 📄 Read-aloud
- From Student to Earner How to prepare financially for your first job, from repaying education loans and setting up savings to avoiding lifestyle creep, plus a recap of the module. 📄 Read-aloud