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India's Private Security Industry

Cash Logistics and ATM Security

How cash-in-transit companies move cash to banks and ATMs, the security risks, and how RBI rules in 2018 raised standards for cash vans.

Moving cash requires security.

Cash-in-transit

Firms like CMS Info Systems and SIS Prosegur move cash between banks and ATMs.

Risks

  • Robberies of cash vans.
  • Insider theft.

RBI rules

In 2018, RBI set standards for cash vans: GPS, armed guards, CCTV and limits on night movement.

ATM security

ATMs use cameras, alarms and armoured safes.

Digital payments

UPI growth slows cash demand, but cash use remains high.

Economics

Cash has hidden costs: printing, transport and security.

The cash van

A cash van with armed guards and GPS refills ATMs across a city each morning.

Thinking cash is free to use

It has large security and logistics costs.

Key takeaways
  • Cash-in-transit firms move cash.
  • Robberies are a risk.
  • RBI set van standards in 2018.
  • Cash has hidden costs.
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