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The Economy of the UAE

Finance, Free Zones and Fintech

Free-zone financial centres such as DIFC and ADGM attract banks and funds by offering English-law systems and modern regulation.

A financial hub emerges.

DIFC and ADGM

Dubai and Abu Dhabi each have financial free zones with their own common-law courts.

Attraction

Banks, asset managers and fintech firms use them as regional headquarters.

New areas

The UAE has been early in creating rules for digital assets.

Competition

Singapore, London and Hong Kong compete for the same business.

A regional headquarters

A global bank places its Middle East headquarters in DIFC.

Assuming finance is only banks

New services also matter.

Key takeaways
  • DIFC and ADGM are financial zones.
  • They use common-law courts.
  • Digital assets are regulated.
  • Competition is global.
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