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UPI and Digital Payments in India

UPI Goes Global

India has linked UPI with systems in other countries, such as Singapore, the UAE, Bhutan and Nepal, to make cross-border payments cheaper and quicker.

India is exporting its payment system.

UPI has been connected to Singapore’s PayNow, and acceptance has expanded in several other countries.

Tourists

Indian travellers can pay merchants abroad in rupees through UPI where accepted.

Remittances

Linking fast payment systems can cut the cost and time of sending money home.

Strategy

NPCI International works with other central banks to spread the technology.

A trip abroad

A traveller scans a QR code at a shop abroad and pays from her Indian bank account.

Assuming UPI works everywhere

Acceptance depends on agreements.

Key takeaways
  • UPI links with foreign systems.
  • Travellers can pay abroad.
  • Remittances may become cheaper.
  • NPCI International promotes it.
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