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Curriculum Scams, Fraud & Consumer Protection

Scams, Fraud & Consumer Protection

How financial scams actually work, and the rights and tools that protect you when something goes wrong.

  1. How Scams Actually Work The psychological levers nearly every scam relies on, and why smart, careful people still fall for them. 📄 Read-aloud
  2. Phishing and Imposter Scams How phishing messages and impersonation scams are built, and the specific tells that give them away. 📄 Read-aloud
  3. Investment and Romance Scams Why the slowest-moving scams are often the most costly, and the patterns that separate them from real opportunities. 📄 Read-aloud
  4. Identity Theft and How to Prevent It How stolen personal information turns into real financial damage, and the habits that limit the risk. 📄 Read-aloud
  5. Scams, Fraud & Consumer Protection: Checkpoint 1 Covers scam psychology, phishing and imposter scams, investment and romance scams, and identity theft. 5 questions
  6. Your Consumer Protection Rights The baseline rights that apply to nearly every purchase and financial product, and why they exist. 📄 Read-aloud
  7. Filing a Complaint and Getting Your Money Back The actual sequence of steps that gets a fraudulent or unfair charge reversed, and why acting quickly matters. 📄 Read-aloud
  8. Protecting Vulnerable Family Members Why older relatives and other vulnerable family members are targeted more often, and practical ways to help without taking over. 📄 Read-aloud
  9. Scams, Fraud & Consumer Protection: Checkpoint 2 Covers consumer protection rights, disputing charges, and protecting vulnerable family members. 5 questions
  10. Chargebacks and Disputing Charges How to reverse a fraudulent or incorrect credit card charge, and why this protection barely exists with other payment methods. 📄 Read-aloud
  11. Recognizing Fake Reviews and Deceptive Marketing How to spot manipulated reviews and misleading advertising claims before they influence a purchase. 📄 Read-aloud
  12. How Warranties Work, Economically Why companies offer warranties at all, and how to tell a genuinely useful one from a purchase that mostly just costs extra. 📄 Read-aloud
  13. Dark Patterns in Online Shopping How websites design pages to nudge you toward spending more or canceling less than you actually intend to. 📄 Read-aloud
  14. The Economics of Product Recalls Why companies sometimes recall products voluntarily before being forced to, and what a recall actually costs everyone involved. 📄 Read-aloud
  15. Subscription Traps and Cancellation Friction Why signing up for a subscription is usually easy and canceling one is often deliberately hard, and what protections exist. 📄 Read-aloud
  16. The Economics of Extended Warranties Why extended warranties are among the most profitable products retailers sell, and when they're actually worth buying. 📄 Read-aloud
  17. Data Breaches: What Happens to Your Information What actually happens after a company loses your data in a breach, and the practical steps that follow one. 📄 Read-aloud
  18. Return Policies and the Economics of Retail Why return policies vary so much between stores, and how retailers price the cost of returns into what you pay. 📄 Read-aloud
  19. UPI and Digital Payment Frauds The common tricks used in digital payment scams in India, why they work, and practical ways to protect yourself. 📄 Read-aloud
  20. Consumer Commissions in India How India's Consumer Protection Act of 2019 lets consumers seek redress through a three-tier system of commissions, and how to file a complaint. 📄 Read-aloud
  21. Drip Pricing and Hidden Fees How businesses reveal extra charges gradually during checkout, why this raises what people pay, and how regulators are responding. 📄 Read-aloud
  22. Misleading Health and Food Claims How advertisers use health halos, vague labels and miracle claims to sell food and wellness products, and how Indian regulators respond. 📄 Read-aloud

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