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The Economics of Loyalty Programmes

What Loyalty Programmes Are

Loyalty programmes reward repeat customers with points, discounts or perks, aiming to make them keep coming back.

A loyalty programme gives customers something extra for continuing to buy from the same business: points, cashback, free items or special status.

Examples

Airline miles, supermarket points, credit card rewards, coffee shop stamps and app-based memberships.

Why firms do it

Keeping an existing customer costs far less than winning a new one.

Data

Programmes track what people buy, giving firms valuable insight.

A stamp card

Buy nine coffees, get the tenth free.

Thinking loyalty programmes are just discounts

They are also data and retention tools.

Key takeaways
  • Loyalty programmes reward repeat buying.
  • Retention is cheaper than acquisition.
  • They collect customer data.
  • Rewards take many forms.
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